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The Difference
 In 1999 we established a subsidiary company to cater for people wanting to build wealth, using property. More than 90% of all Custodian WealthBuilders have chosen to use Investloan as their loan provider.
The following points essentially differentiate Investloan's service from other loan providers:
- We provide you with a copy of your property valuation so you can compare it with the purchase price. This transparency allows you to see the security value of the property you are acquiring. Note your aim is to ensure this value equals your purchase price or comes within at least 5% of it. This forms the basis of your lender's assessment of your net equity, so it is in your best interest to be aware of market increases.
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 Investloan values based on current market values using a number of indicators (rather than the bank's conservative instructions to look at the lowest comparable sale price for your purchase) (mortgage security valuation).
- Investloan is happy to revisit the valuation once there is movement in the market and on a 6-12 month basis (to enable you to enhance your equity position keeping pace with market increases).
- Investloan structures finance for stand-alone securities - using the equity in your home if you desire, but keeping it separate so that your new investments do not dwarf the equity in your home and your home is never exposed.
- Products and services are designed specifically for property investors, rather than the mass market.
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Major Banks |
| Provide a copy of your valuation |
Against company policy |
| Valuation based on fair market value |
Based on fire sale (90 day mortgage sale) |
| Revisit the valuation |
What? |
| Structure financial products to achieve your wealth building objective and provide flexibility |
Think cheapest products are the best for every client |
| Will structure for stand alone securities |
Will want to cross collateralise |
| Products & services developed and provided by Australia's leading Property Investment group for the individual |
Develop products for the mass market |
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